glossary

Break-even point

metrics & financereviewed by the Forge team · 8 June 2026

also known as break-even point · breakeven

The level of revenue or billable work at which an agency covers all its costs - below it you lose money, above it you profit.

For example, an agency with $80,000 a month in salaries and overhead needs to bill at least that to break even. Knowing the number turns a vague worry about a slow month into a clear target for sales and utilisation.

Why it matters to agencies: the break-even point is the line every agency needs to clear each month before it makes a penny of profit. Knowing it - and how many billable hours or how much revenue it implies - turns capacity planning and sales targets from guesswork into a concrete goal.

what good looks like

Break-even revenue = fixed costs ÷ gross margin %. Knowing it tells you the minimum billings each month before you make a penny of profit.

how to calculate

Break-even revenue = fixed costs ÷ gross margin %

Roughly, the revenue needed to cover salaries and overhead.

Break-even calculator

Plug in your numbers - it updates as you type.

$
%
Break-even revenue$160,000
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common mistakes
  • Forgetting owner salary in fixed costs.
  • Using revenue instead of gross margin in the calc.
  • Treating one good month as the new baseline.
common questions
What is the break-even point?

The level of revenue or billable work at which an agency covers all its costs - below it you lose money, above it you profit.

How do you calculate break-even for an agency?

Divide your fixed costs - salaries and overhead - by your gross margin percentage to get the revenue needed to cover them.

Why does break-even matter?

It is the monthly target you must clear before making any profit, anchoring sales goals, pricing and capacity planning.

How does utilisation affect break-even?

Higher utilisation means more billable revenue from the same team, so it lowers the revenue you need to break even.

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